尼基塔第三季
Digital Banking Units will promote financial inclusion: PM_我的网站

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当下,在城市街角的拼豆门店里泡上半天,正成为越来越多年轻人的休闲新选择。
既能解压放空、体验亲手创作的实感,还能在同好交流中拓展社交圈——这些毫米级的彩色小豆,正在成为都市青年治愈日常焦虑的新载体。 New Delhi, Oct 16 (UNI) Prime Minister Narendra Modi on Sunday dedicated 75 Digital Banking Units (DBU) across 75 districts to the nation via video conferencing.
In the address during the event, which he made virtually, the Prime Minister said that these Digital Banking Units will improve banking and financial management, promote transparency and financial inclusion.
"Digital Banking Units is a big step in the direction of Ease of Living for the common citizens. It will enable customers to have cost effective and convenient access, and get an enhanced digital experience of banking products and services," the Prime Minister said.
He said that the government aims to provide maximum services with minimum infrastructure.
"And all of this will happen digitally without involving any paperwork. It will also simplify the banking procedure while also providing a robust and secure banking system," he said.
"People living in small towns and villages will find benefits like transferring money to availing loans. Digital Banking Units are another big step in that direction which is going on in the country to make the life of common man of India easier," the Prime Minister added.
Recalling the traditional ways of the past where people had to go to the bank, the Prime Minister said that this government transformed the approach by bringing the bank to the people.
"We have given top priority to ensure that banking services reach the last mile... We not only removed the physical distance but, most importantly, we removed the psychological distance," the Prime Minister said.
Modi said that extensive Post Office network in the country also was harnessed via India Post Banks for providing the banking needs to the common citizens.
"Today the number of branches per one lakh adult citizens in India is more than countries like Germany, China and South Africa," he said.
"Despite initial misgivings in certain sections, today the entire country is experiencing the power of Jan Dhan Bank accounts," the Prime Minister added.
He informed that today 70 crore indigenous Rupay cards are in operation, a vast change from the days of foreign players and the elite nature of such products.
"This combination of technology and economy is enhancing the dignity and affordability for the poor and empowering the middle class, while at the same time it is also eliminating the digital divide of the country," he said.
The Prime Minister also praised the role of DBT in eliminating corruption and said that more than 25 lakh crore rupees have been transferred in various schemes via DBT. He informed that he will transfer the next instalment to the farmers on Monday.
"The whole world is appreciating this DBT and the digital power of India. Today it is being seen as a global model. The World Bank has even gone so far as to say that India has become a leader in ensuring social security through digitization," he said.
Finance Minister Nirmala Sitharaman, in her budget speech for 2022-23, announced the setting up the 75 Digital Banking Units in 75 districts.
The DBUs are being set up with the objective to ensure the benefits of digital banking reach every nook and corner of the country. 11 Public Sector Banks, 12 Private Sector Banks and one Small Finance Bank are participating in the endeavour.
Finance Minister Nirmala Sitharaman and Governor of Reserve Bank of India Shaktikanta Das were among those present on occasion among others. Chief Ministers, Union Ministers, State Ministers, MPs, banking leaders, experts and beneficiaries were also connected via video conferencing.
UNI ASU PRT。从拼出一个IP角色挂件,到复刻一个专属食物冰箱贴,从快进的生活中短暂抽离,数小时就能拿到可随身携带的成品,这种低门槛、强反馈的体验模式,正在吸引大量年轻群体前来尝试。
来自平台与行业的公开数据显示,截至2026年7月1日,“拼豆”相关话题在抖音平台总播放量已达387.8亿次,小红书相关内容一年内总曝光量突破100亿次。2025年国内主流电商平台拼豆相关产品总销售额达2.91亿元,行业预判2026年整体市场规模将逼近10亿元。当前国内存续的拼豆相关企业共1601家,其中超97%的企业成立时间不足一年,大量新玩家正快速涌入这条赛道。
而从消费画像来看,2026年中国拼豆消费者中,Z世代与千禧一代合计占比超过90%,年轻群体构成了这条赛道绝对的消费主力。
当年轻人开始愿意为几小时“不被打扰的松弛感”付费时,这一粒粒不起眼的小豆子,究竟藏着怎样的消费魔力?接下来,跟随《Z世代请回答》的镜头,和我们一起走到城市街头,倾听这群年轻消费者最真实的体验与思考。
策划:赵海建
监制:黄燕淑
内容:黄子豪 吴婉婕 陈芷欣(实习生)陈茜(实习生)刘悦瑶(实习生)
海报:刘妍妍
海外运营监制:黄燕淑
海外运营内容统筹:黄子豪
海外运营编辑:庄欢 吴婉婕 龙李华 郑全怡
出品:南方财经全媒体集团。
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Published on:05:17:14



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